$40,000 in debt with 4 credit cards, I have great credit and pay on time. Recently cc’s raised interest from 7.9 to 23% because they said too, much debt ratio. If I use consolidation will that affect credit and do they charge and are they just doing what I could do (like search for other
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I have very high unsecured debt. I can’t keep up the minimun payments. would debt consolidation be the way to go, or should I declare bankrupcy.Which would hurt me more in the long run?
Just looking for a way to consolidate my debt without having to go to one of those sketchy 800# places. Looking for some real answers here, I have no idea how any of this financial stuff works. Thanks in advance!
I can’t get a loan without a co-signer and unfortunately I don’t have access to one for miles. I’m trying to get back into a SUNY school who screwed me over on a medical leave so now I owe over 6 grand of unpaid balances to the NYS attorney general where the school sent the
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I am getting pretty deep into debt slowly. I have a charged off car payment that I have to pay off, a credit card bill, an old cell phone bill, and a student loan. The student loan is actually being defered right now but everything else is outstanding. It probably totals $8000 mainly because of
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The creditors were all given letters saying to work with this firm and I’m paying them monthly to work toward my debt. But I received this summons anyways. Can they still garnish my wages over and above what I am paying the consolidation company? I have no wiggle room in my budget.
i asked this previously but got a ton of scam spam…i just want to know should i apply for a personal loan…i ahve really good credit and a great relationship with my bank but since the bailout would now be a good time
What is debt education? Do Debt consolidation program offer it?
Where can you get debt consolidation at banks for prople that have not so good credit.
I have tried to get approved for a debt consolidation loan so I could have my credit cards and school loan under one monthly payment rather than juggling several payments but I get denied because I have too much credit in my name right now. If I close all the credit cards will this help
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